Which term describes the process that helps determine which payer pays first for dual-eligible individuals?

Which term describes the process that helps determine which payer pays first for dual-eligible individuals?

• A. The claim is always submitted to the primary insurer first, then secondary.
• B. Beneficiary must pay out of pocket if multiple payers exist.
• C. The primary payer pays all costs regardless.
• D. Coordination of benefits ensures payer responsibility among multiple payers.

Answer: (D)